Frequently Asked Questions
Below are some common questions. If you can't find your answer, please free free to contact us on ua.moc.arteelf%40troppus
How long does my ABN have to be running for?
Finance is available for businesses with newly registered ABNs — even from day one — as long as you have relevant experience or prior trading history. Established ABNs with years of operation also qualify.
How can Fleetra save my business money?
Fleetra Finance specialists go beyond comparing interest rates. We help business owners identify savings through detailed insights into loan structures, repayment flexibility, and product features that directly impact cash flow and profitability
How long does it take to obtain finance?
Same-day pre-approvals can be offered, with funding typically available within 24–48 hours. The speed of approval depends on how quickly documents are gathered.
Fleetra Finance Specialists prioritise low-document applications to save you time and reduce paperwork.
Most applications require:- 100 points of ID (Medicare card and driver’s licence)- Business income documentation (e.g. financials, bank statements, or BAS statements)Why choose Fleetra over dealership finance?
Dealerships are often incentivised to bundle vehicle, equipment, and the finance into one package. This setup rarely includes advice on better options available outside the dealers network.
At Fleetra, we give you access to over 50 lenders. Including the same ones dealerships use, often at lower rates or more flexible repayment terms. That means loan options can be compared to ensure the loan term is right for your business.Does my credit score impact my rate?
At Fleetra, we work with a broad panel of lenders to maximise your chances of securing a finance option that suits your business.
When lenders assess and price your loan, your credit score is often a key factor. A stronger score can unlock lower interest rates, while a weaker score may lead to higher repayments. Lenders also consider personal details, such as your income, living situation, and the loan amount.Will pre-assessment affect my credit file?
No. Our first check is soft and won’t leave a mark on your credit file. It’s read-only and won’t impact your score.