Low Rate Truck & Trailer Loans
Trucking finance that's hassle-free. Fast approvals, flexible terms, and support from people who understand!
Whether you're running a new or established operation, a Fleetra Financing Specialist will tailor finance options to suit your business.
Minimising documentation and securing your best finance rate is always prioritised, ensuring your partnering with someone who understands your business needs.
Get your finance sorted today..
Why Partner With Fleetra
Popular Questions
How long does it take to obtain finance?
We offer same-day finance pre-approvals, with funding typically available within 24–48 hours. The speed of approval depends on how quickly documents are gathered.
Fleetra Financing Specialists prioritise low-document applications to save you time and reduce paperwork.
Most applications require:- 100 points of ID (Medicare card and driver’s licence)- Business income documentation (e.g. financials, bank statements, or BAS statements)How does pre-approval work?
Enjoy peace of mind knowing your finance is ready to go before you start the process of finding your vehicle and/or equipment.
Once you've found the right one, a Fleetra Financing Specialist will liaise with the lender and dealer to ensure a smooth transfer of funds.How can Fleetra save my business money?
Fleetra Financing specialists go beyond comparing interest rates. Savings are identified through detailed insights into loan structures, repayment flexibility, and product features that directly impact cash flow and profitability
How long does my ABN have to be running for?
Finance is available for businesses with newly registered ABNs — even from day one — as long as you have relevant experience or prior trading history. Established ABNs with years of operation also qualify.
Does my credit score impact my rate?
When lenders assess and price your loan, your credit score is often a key factor. A stronger score can unlock lower interest rates, while a weaker score may lead to higher repayments. Lenders also consider personal details, such as your income, living situation, and the loan amount.
Will pre-assessment affect my credit file?
No. Our first check is soft and won’t leave a mark on your credit file. It’s read-only and won’t impact your score.
Why choose Fleetra over dealership finance?
Dealerships are often incentivised to bundle vehicle, equipment, and the finance into one package. These packages rarely include advice on better options available outside the dealers network, and often mean less flexibility on the price of the vehicle or the trade-in.
At Fleetra, our partners give you access to over 50 lenders, often at lower rates or more flexible repayment terms. That means loan options can be compared to ensure the loan term is right for you.
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